The end of the year will be here before we know it.
We get so busy with the Holidays, it sneaks up on us.
I know looking back, and especially when the information is looking us right in the face, can be
depressing. That's why so many of us put this off till the last minute, or don't do it at all.
From years experience, I know that if I stay on top of this, I don't dread or fear and do a better job
of budgeting.
I designed this Quarterly (three months) Totals Worksheet to help you stay on top of the budget.
Seeing how if our expenses change, we can re-evaluate where we need to cut-back.
Here's a Yearly Worksheet
Use a pencil and change the totals as the year ends.
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